Open an Individual Investment Account Earn Up to 5.25% CDIC-Insured
✅ Available to retail investors
❌ Not for institutional investors

UBS Bank GIC's are covered by the CDIC

UBS Bank (Canada) is a proud member of the Canada Deposit Insurance Corporation (CDIC). Eligible deposits are protected up to $100,000 per category.

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  1. Apply Online — Complete a short application in under 2 minutes

  2. Review & Sign Agreement — Instantly receive your purchase terms and sign digitally

  3. Fund Your Account — Follow the secure instructions to make your deposit at your bank

  4. Start Earning — Once funded, your rate begins — earning more than most banks will offer


How It Works